Gold Price is increasing. Why?
“금” 갑이 왜 올라가고 있나?
AI Overview 10/7/25(Tue)
- The price of gold is increasing:, having recently hit a record high, largely due to growing global geopolitical uncertainty, a weaker U.S. dollar, aggressive central bank buying, and expectation of lower U.S. rates.
- Investors are flocking to gold as a safe-haven asset to hedge against economic risks, inflation, and currency devaluation.
- Geopolitical Instability: Events like the collapse of France’s government and other global political turbulence increase investor demand for gold as secure asset.
- Weaker dollar: A depreciating dollar makes gold more attractive to investors, as it provides a hedge against the declining value of paper currency.
- Central Bank Buying:Banks are purchasing large quantity of gold to deversify their reserves and protect against currency instability, especially after sanction of Russian central bank funds.
- Interest Rate Outlooks & Inflation and Debt concerns.
Gold performance, YTD
Home Prices Cooled Ahead of Fed Rate Cut.
기준 금리 감소하며, 집값 상승 다소 열기를 잃어가
WSJ 10/01/25(Thu)
- U.S. home prices continued to rise at a slower pace in July in a fresh sign of summer weakness in the housing market.
- The S&P Case-Shiller National Home Price Index, which measures home prices across the country, rose 1.7% in the 12 months through July, down from 1.9% on year in June, and continuing a run of the weakest price rises since July 2023.
- Of 20 metropolises surveyed in a separate index, New York City continued to lead the pack, with an average 6.4% on-year rise in home prices in July. Chicago and Cleveland booked the next-highest increases.
- “By contrast, several Sunbelt and West Coast markets that were recently red-hot are now faring far worse,” Godec said. Prices in Tampa, Fla., fell 2.8% on year, coming in at the bottom of the list of 20, while Phoenix also recorded lower prices for homes compared with the same month a year earlier.
Case-Shiller Home Index
Georgia Housing Market Overview.
GA 주택 시장 상황
AI Overview 10/7/25(Tus)
Key Statistics (as of January-September 2025)
- Median Home Price:
- $359,600 (January 2025)
- $382,000 (September 2025)
- Year-over-Year Growth:
- 2.3% (January 2025)
- 0.8% (September 2025)
- Inventory:
- Up by 11% year-over-year (January 2025).
- Increased by 15.1% year-over-year (September 2025).
- Months of supply have increased to approximately 4.6 months, approaching a balanced market.
- Sales Activity: June 2025 saw 5,277 homes sold in metro Atlanta, an 8% increase compared to June 2024, indicating robust buyer demand despite higher mortgage rates.
- Homes Selling Above List Price: 15.8% of homes sold above the list price in January 2025, though this percentage has decreased by 2.9 points.
- Price Drops: 26.7% of listings saw a price drop at a growing rate of 3.9 points year-over-year.
- Mortgage Rates: The average 30-year fixed mortgage rate in Georgia was around 6.42% as of September 9, 2025, with forecasts suggesting rates will end 2025 between 6.0% and 6.5%. Lower interest rates can make homeownership more accessible.
Regional Highlights (September 2025)
- Atlanta: Median home price of approximately $445,000, up 6% year-over-year.
- Augusta: Median price of $245,000 (up 5.5%), benefiting from strong military demand.
- Savannah: Median home price of $398,000 (up 4.2%).
- Athens: Median home price of $359,000 (up 3.9%).
- Macon: Median price of $211,500 (up 7.4%), offering high rental yields.
- Columbus: Median home price of $234,000 (up 8.1%), with a steady military and healthcare job market.
