Mortgage Interest Rates Review United Mortgage Nation  1/7/2025 30 yr fx (%) 15 yr fx (%) FHA (%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.625 5.750 5.999 4.013 6.625 6.625 A month ago 6.499 5.875 6.125 4.196 6.750 6.750 Last week 6.499 5.750 5.999 4.409 6.500 6.500 This week 6.875 6.125 6.125 4.618 6.875 6.875 Federal...

ECONOMIC KNOWLEDGE What is the Federal Reserve(Bank) System? Edited by Stephen Lee with CRI   1. Definition of the Federal Reserve System The central banking system of the U.S. of America, which is the most powerful economic institution in the U.S., perhaps the world. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, signed by President Woodrow Wilson,...

Mortgage Interest Rates Review United Mortgage Nation  12/17/2024 30 yr fx (%) 15 yr fx (%) FHA (%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.899 6.375 6.299 4.363 6.875 6.875 A month ago 6.875 6.125 6.250 4.308 6.875 6.875 Last week 6.375 5.625 5.875 4.193 6.500 6.500 This...

MARKET TREND SERIES “The Insurance Crisis Continues to Weigh on Homeowners”      Excerpted from JCHS/edited by Stephen Lee with CRI   A Study by Havard Joint Center for Housing Study Rising Home Prices and Homeowners Insurance Costs are Dual Affordability Stressors Insurance has grabbed headlines lately for good reason. As home prices remain elevated at historically high...

Mortgage Interest Rates Review United Mortgage Nation  12/10/2024 30 yr fx (%) 15 yr fx (%) FHA (%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.899 6.375 6.299 4.363 6.875 6.875 A month ago 6.875 6.250 6.375 4.256 6.875 6.875 Last week 6.799 5.999 6.250 4.269 6.875 6.875 This...

<Roof Style and Materials>   Roof Style Gabled Roof         Clipped Gable Roof       Dutch Gabled Roof         Gambrel Roof       Hip Roof         Mansard Roof         Shed...

Mortgage Interest Rates Review United Mortgage Nation 12/2/2024 30 yr fx (%) 15 yr fx (%) FHA (%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.899 6.375 6.299 4.363 6.875 6.875 A month ago 6.875 6.250 6.375 4.256 6.875 6.875 Last week 6.799 5.999 6.250 4.269 6.875 6.875 This...

Mortgage Interest Rates Review United Mortgage Nation 11/26/2024 30 yr fx (%) 15 yr fx (%) FHA(%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.999 6.375 5.875 4.410 6.875 6.875 A month ago 6.625 5.875 5.999 4.146 6.625 6.625 Last week 6.875 6.125 6.250 4.308 6.875 6.875 This...

Major kinds of Kitchen Countertops 1. Marble Countertops 2. Granite Countertops 3. Corian Countertops 4. Quartz Countertops 5. Concrete Countertops 6. Laminated(“Formica”) Countertops Kitchen Countertops Marble Countertop (대리석) Advantages - Enjoy natural texture Disadvantage - Hard to maintain. - Marble is porous and requires regular sealing, usually every 6 -12 months, to...

Mortgage Interest Rates Review United Mortgage Nation 11/12/2024 September Home Sales Improved With Drop in Rates 이자률 감소로 9월 주택지수 증가   WSJ 10/31/24(Thu)  The number of home going under contract in the U.S. rose again in September as mortgage rates eased. The report released Wed by NAR found that the pending home sales index, a leading indicator of house...