Construction Materials House Flooring Materials Presented by Stephen Lee with CRI <Different House Flooring Materials> -Carpets -Solid Hardwood -Parquet Hardwood -Engineered Hardwood -Luxury Vinyl Plank -Luminated -Stone Tiles   Wall to Wall Carpet           Tufted Carpet – Using Tufting Guns Woven Carpet – A woven carpet is...

Mortgage Interest Rates Review United Mortgage Nation  2/11/2025 30 yr fx (%) 15 yr fx (%) FHA (%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.875 6.125 6.125 4.243 6.875 6.875 A month ago 6.875 6.125 6.125 4.618 6.875 6.875 Last week 6.875 5.875 6.125 4.543 6.875 6.875 This week 6.799 5.999 6.125 4.487 6.799 6.799 Federal...

Market Trends Overlooking RE Market in 2025  Edited by Stephen Lee with CRI < Korea Times 1/3/25> 1. Uncertainty of Trump policy The house price rose for 17 month consecutively. First 100 days, tariff, tax cut, and immigration policy will be important to point the direction of RE market. Year end pent up demand will boost the sales depending on area. 2. Spring market might...

Mortgage Interest Rates Review United Mortgage Nation  1/21/2025 30 yr fx (%) 15 yr fx (%) FHA (%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.625 5.750 5.999 4.013 6.625 6.625 A month ago 6.499 5.875 6.125 4.196 6.750 6.750 Last week 6.875 6.125 6.125 4.618 6.875 6875 This...

Mortgage Interest Rates Review United Mortgage Nation  1/7/2025 30 yr fx (%) 15 yr fx (%) FHA (%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.625 5.750 5.999 4.013 6.625 6.625 A month ago 6.499 5.875 6.125 4.196 6.750 6.750 Last week 6.499 5.750 5.999 4.409 6.500 6.500 This week 6.875 6.125 6.125 4.618 6.875 6.875 Federal...

ECONOMIC KNOWLEDGE What is the Federal Reserve(Bank) System? Edited by Stephen Lee with CRI   1. Definition of the Federal Reserve System The central banking system of the U.S. of America, which is the most powerful economic institution in the U.S., perhaps the world. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, signed by President Woodrow Wilson,...

Mortgage Interest Rates Review United Mortgage Nation  12/17/2024 30 yr fx (%) 15 yr fx (%) FHA (%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.899 6.375 6.299 4.363 6.875 6.875 A month ago 6.875 6.125 6.250 4.308 6.875 6.875 Last week 6.375 5.625 5.875 4.193 6.500 6.500 This...

MARKET TREND SERIES “The Insurance Crisis Continues to Weigh on Homeowners”      Excerpted from JCHS/edited by Stephen Lee with CRI   A Study by Havard Joint Center for Housing Study Rising Home Prices and Homeowners Insurance Costs are Dual Affordability Stressors Insurance has grabbed headlines lately for good reason. As home prices remain elevated at historically high...

Mortgage Interest Rates Review United Mortgage Nation  12/10/2024 30 yr fx (%) 15 yr fx (%) FHA (%) 10 yr Tr Y (%) 5 yr Arm (%) 7 yr Arm (%) A year ago 6.899 6.375 6.299 4.363 6.875 6.875 A month ago 6.875 6.250 6.375 4.256 6.875 6.875 Last week 6.799 5.999 6.250 4.269 6.875 6.875 This...

<Roof Style and Materials>   Roof Style Gabled Roof         Clipped Gable Roof       Dutch Gabled Roof         Gambrel Roof       Hip Roof         Mansard Roof         Shed...