Special Topics

MORTGAGE SERIES_ Amortization & Fixed Year Program

MORTGAGE SERIES Amortization & Fixed Year Program Edited by Stephen Lee with CRI Amortization & Fixed Year Program General Overview -Mortgagor : Home buyer(Owner) -Mortgagee : Bank ( Lender) Home buyer(Owner) gives the mortgage to the lender(bank) and the bank(lender) gives the money(loan)   How home buyer(Owner) pays back money -Pay the principles and interests...

PROPERTY LAW SERIES_Tax Sales and Redemption

PROPERTY LAW SERIES Tax Sales and Redemption Edited by Stephen Lee with CRI Tax Sale and Redemption General Overview -   In NJ, real estate taxes are payable in four quarterly installments on  2/1, 5/1, 8/1, 11/1 of each year. -  Tax sale is on the delinquent tax and not on the property.   When Tax sale triggers -If you don’t pay property tax till 8/1, the owner will be advised...

PUBLIC RELATIONSHIP SERIES_Social Media Strategies that really works

PUBLIC RELATIONSHIP SERIES Social Media Strategies that really works   * Excerpted from NJ Realtor, Fall /Edited by Stephen Lee with CRI  Opening:    * Social Media Algorithm     * These algorithms are constantly shifting and deciding in real time which posts, videos and stories to put in front of users.     * Filters that match contents to people based on past behavior...

REAL ESTATE BUINESS SERIES_Property Management & Law

REAL ESTATE BUINESS SERIES Property Management & Law Presented by Stephen Lee with CRI Property Management & Law 1)Objectives of Property Management - To attain the highest possible net return for the property owner. - To protect his capital investment at all times. 2) Specialized Fields (Apartment complex, Retails, Office buildings, Hotels, Shopping centers, Industrial...

TRANSACTION SERIES_ Franchise Business Intro

TRANSACTION SERIES Franchise Business Intro Presented by Stephen Lee with CRI Franchise Business Intro 1)Major components    - Franchise Agreement - Franchisee qualification (Franchise fee, Initial Investment, Net Worth Requirement, Liquidity) - Interior Construction - POS systems - Store Location : Real Estate - Loyalty fee :   2) Approachable Kinds of Franchise...

TRANSACTION SERIES_Commercial Properties: Sale & Lease 2

C Land Mini Seminar TRNASACTION SERIES Commercial Properties: Sale & Lease 2 Wednesday 10/07/2025   – Presented by: Stephen Lee 6) Look for Seller/Buyer (손님은 어떻게 찾아?) - Contacting Building Owners Property Tax List à Direct Mail (Residential à EDDM) Commercial Database (Crexi.com) - Private Networking - By Asking clients ß Curiosity/Genuine interests...

INVESTMENT PLAN SERIES_How to Save More of Your Home-sale Capital Gains

NVESTMENT PLAN SERIES How to Save More of Your Home-sale Capital Gains Presented by Stephen Lee with CRI   Overview With American house-holds sitting on $34.5T in home equity in the first quarter of 2025, according to Lending Tree.  Many of these sellers will face looming capital-gains tax bills. With proper tax planning upfront, it is possible to minimize those taxes or eliminate...

HOME INSPECTION & MAINTENANCE SERIES_Issues with Bathrooms

Home Inspecion & Maintenance Series Issues with Bathrooms Presented by Stephen Lee with CRI   1. Electric Outlet     (Problems: Outlets are not GFCI – Inspection issue) GFCI (Ground Fault Circuit Interrupter)  Outlet GFCI receptacles were required in houses starting 1971. GFCI outlets prevent serious electric shock and reduce the risk of electrical fire by monitoring electrical...

TRANSACTION SERIES_Commercial Properties: Sale & Lease

C Land Mini Seminar TRNASACTION SERIES Commercial Properties: Sale & Lease Wednesday 9/17/2025   – Presented by: Stephen Lee 1)Commercial Property Types     - Retails : Stripmall     - Offices     - Warehouses     - Hotels/Hospitals/Church/School     - Residential(Rental) complex (Multifamily)     - Mixed Use (Commercial units + Residential units) 2)...

TRNASACTION SERIES_Realtor Fees after the Settlement

C Land Mini Seminar TRNASACTION SERIES Realtor Fees after the Settlement Tuesday 8/25/2025   - Presented by: Stephen Lee Excerpted from WSJ/Edited by Stephen Lee with CRI Realtor Fee Structure Change: From August, 2024   The $418 million settlement was reached between the National Association of Realtors and plaintiffs’ attorneys to settle allegations that the system for paying agents kept...

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