C Land Mission: 1. Serving Clients 2. Earning Profits * Excellent Services shall bring Maximum Profits. * When there is a conflict between SERVING and PROFITS while carrying on our daily business, C Land Realty pursues SERVING first, and PROFITS second. How to do: 1. K : Knowledge (and Experience) 2. I : Information (and Technology) 3. A : Attitude (and Passion) The 3 C’s of...

NY increases Senior Property Tax Reduction 뉴욕주 시니어 주택부동산세 면제 확대     Korea Daily    12/8/25(Mon) NY Governor Hochul signed off new act(S5175A-A3698A) which can allow further property tax reduction for qualified senior citizen over 65 up to 65%. Still local municipality has to decide if they will allow the reduction. The purpose of this bill is to...

TOOLS SERIES House Price Estimation : More to RPR.com Presented by Stephen Lee  with CRI   Outside the Box Loan Options  Property Valuation: -Zillow.com    Realtor.com     Redfin.com  …. -NARRPR.com à Next Gen Report -CMA -Cap Ratio -GIM -Tax Comparison Property Valuation/Appraisal. Market Value:         The most probable price a ready, willing, and...

Gen M got pressure between house and retirement plan. 내집마련, 은퇴 준비중 택일 압박      Korea Daily    12/28/25(Fri) According to Harris’ poll research, 58% of Gen M got pressure to make a choice between purchasing a house and planning stable retirement plan. The reason that they have to make one choice is sky-rocketing house prices. For a while, owning house is...

Mortgage Interest Rates Review The Fixer-Uppers Of the Market Offer A Certain Appeal. 집 고쳐 팔기업계 주식시장에 매력있는 투자분야 WSJ   11/12/25(Wed) The old saw about making money in real estate is that you should buy the ugliest house on a nice block. A smart strategy for buying stocks can be “Pick the strongest companies in a tough-looking sector”. Trex ,the...

MORTGAGE SERIES Amortization & Fixed Year Program Edited by Stephen Lee with CRI Amortization & Fixed Year Program General Overview -Mortgagor : Home buyer(Owner) -Mortgagee : Bank ( Lender) Home buyer(Owner) gives the mortgage to the lender(bank) and the bank(lender) gives the money(loan)   How home buyer(Owner) pays back money -Pay the principles and interests...

Mortgage Interest Rates Review Home Buyers Return to Risky Loan Type 주택구입자, 더 위험한 융자쪽으로 WSJ    11/3/25(Mon) The unaffordable housing market is causing a growing number of home buyers to take on a type of riskier loan to cut their borrowing costs. They are opting for adjustable- rate mortgages, or ARMs. These loans initially offer cheaper borrowing rates...

PROPERTY LAW SERIES Tax Sales and Redemption Edited by Stephen Lee with CRI Tax Sale and Redemption General Overview -   In NJ, real estate taxes are payable in four quarterly installments on  2/1, 5/1, 8/1, 11/1 of each year. -  Tax sale is on the delinquent tax and not on the property.   When Tax sale triggers -If you don’t pay property tax till 8/1, the owner will be advised...

Mortgage Interest Rates Review United Mortgage Nation  11/04/2025  Home Buyers Return to Risky Loan Type.   주택구입자, 더 위험한 융자쪽으로. WSJ    11/3/25(Mon) The unaffordable housing market is causing a growing number of home buyers to take on a type of riskier loan to cut their borrowing costs. They are opting for adjustable- rate mortgages, or ARMs. These loans...

PUBLIC RELATIONSHIP SERIES Social Media Strategies that really works   * Excerpted from NJ Realtor, Fall /Edited by Stephen Lee with CRI  Opening:    * Social Media Algorithm     * These algorithms are constantly shifting and deciding in real time which posts, videos and stories to put in front of users.     * Filters that match contents to people based on past behavior...